Properties with delinquent real estate taxes are subject to tax foreclosure. When a tax foreclosure action is adjudicated, the ownership of the property is transferred from the delinquent taxpayer to a new owner. The new owner is responsible for all future taxes.
Browse for Properties to Acquire
The Office of the Tax Collector is seeking bidders for all properties that are subject to foreclosure. Search for properties to acquire through the foreclosure process by launching the foreclosure map. For more information, contact the Property Tax Collections Office.
To see a list of upcoming tax foreclosure sales, please visit the websites of the law firms conducting the sales:
Kania Law Firm Ruff, Bond, Cobb, Wade & Bethune.
Foreclosure Process
There are two methods of foreclosure utilized by the Office of the Tax Collector: mortgage style and in rem foreclosures. Additional information regarding the foreclosure process.
The mortgage style foreclosure (NCGS §105-374) is conducted by a law firm. To bid on these properties, contact the law firm that is assigned the specific properties you are interested.
The In rem foreclosure (NCGS §105-375) is conducted by the Office of the Tax Collector.
To bid on these properties, contact the Property Tax Collections Office at (704) 336-6322, (704) 336-6331, or
taxmeck@MecklenburgCountyNC.gov.
Sale at Auction
When a foreclosure proceeding is initiated, a motion for a judgment of sale is filed by the attorney. For information regarding the sale at auction, please contact the law firm that is assigned to the specific properties you are interested in.
Tax Foreclosure Bidder Advisory
It is vital that all tax foreclosure tax sale auctions are free from collusion, bid rigging, and any other activity designed to suppress the final outcome of the auction. The expectation for tax foreclosure auctions is that free and open competition exists in bidding at all times. For the process to work, private individuals and organizations participating in the bidding process must do so independently. When competitors collude, or engage in bid rigging, they are subject to criminal prosecution by the Antitrust Division of the United States Department of Justice, and/or local prosecution. The relevant North Carolina statute is G.S. 75-1, the Unfair Trade Practice Act (UTPA). This can be enforced by individuals; or by the NC Attorney General and the local District Attorney. Civil and criminal penalties are assessed for violations; criminal violations are a felony.
Upset Bids
Successful bids at auction are open for a 10-day period to allow for the submission of upset bids. For information regarding the upset bid process, please contact the law firm that is assigned to the specific properties you are interested in.
Bankruptcy
Bankruptcy proceedings filed by the property owner under federal law can stop tax foreclosures.
Additional Information
To search for properties:
Launch the Foreclosure Map.
More information regarding the foreclosure process