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MeckCares Small Businesses Stabilization Grants and Loans

MeckCares Header Image, Man and Woman smiling in office.

Thank you for interest in the MeckCounty Cares Small Business Relief Grant.
Due to the overwhelming response, we have reached capacity.

The loan programs below are still available.

Small Business Loans

Mecklenburg County understands the difficulties faced by small businesses in response to COVID-19. The County is committed to stabilizing small businesses by providing loans before other Federal or State funds are available.

Learn more about the County's Small Business Stabilization Loan Fund

General Eligibility

  • Business must be located in Mecklenburg County
  • Must be in operations for past 24 months
  • Business with up to 50 full-time equivalent employees
  • Demonstration of COVID-19 Impact – 20% or more decline in gross revenues as evidenced from current bank statement (February 2020 or later)
  • Length of credit history should be 2 years or greater; No credit accounts > 90 days past due at time of application (excluding medical).
  • Neither Principal nor business has had a bankruptcy filing in the past 3 years
  • No open tax liens
  • No current judgments
  • No outstanding charge-offs or collection accounts > $1,000 (excluding medical)
Microbusiness Loans

To mitigate the economic impacts caused by COVID-19 for Mecklenburg County's most vulnerable businesses, the County has committed $1,000,000 of readily available, federal CDBG funds to create the Microbusiness Stabilization Fund.

Learn more about the County's Microbusiness Stabilization Fund.

General Eligibility

  • The business owner or 51% of employees must have low- or moderate-income.
    See household income chart.
  • The business must have five employees or less.
  • The business must have experienced a loss of income due to COVID-19, 
  • The business must be located within Mecklenburg County (excluding Charlotte and Mint Hill).

close alertCounty services are operating at a limited capacity. Questions about COVID-19? Call Public Health Hotline: 980-314-9400